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- How do I get the best annuity rates?
- Quick facts about annuities
- Annuity alternatives – Drawdown
- Annuity alternatives – Temporary annuity
- 10 Tips to get a better Annuity Rate – Tip 8
- 10 Tips to get a better Annuity Rates – Tip 7
- 10 Tips to get a better annuity rate – Tip 6
- 10 Tips to get a better annuity rate – Tip 5
- 10 Tips to get a better annuity rate – Tip 4
- 10 tips to get the a better annuity rate – Tip 3
- The increasing importance of enhanced annuities
- 10 Tips to get a better annuity rate – tip 2
- 10 tips to get a better annuity rate – tip 1
- How to beat the Annuity companies
- How easy is it to set up an Annuity?
- Temporary annuity explained
- Is an annuity right for me?
- IMF warns retirement age will have to rise
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Monthly Archives: January 2012
Points to consider before taking your annuity
Before you take the first annuity rate offered by your existing provider make sure you have considered the following. Using the open market option may ensure you a higher income for the rest of your life You can usually take … Continue reading
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Taking your pension lump sum
The normal maximum tax free cash limit when benefits are crystallised (turned from a pension into an income) is 25% of the total value of the benefit taken or 25% of the fund value for money purchase arrangements. If you … Continue reading
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What can I do with my small Pension Pot?
Don’t dismiss your small pension pot as ‘too small to worry about’ it may not be a huge amount of money but its still worth while getting the most you can from your pension. A £10k pension pot can take … Continue reading
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Phased Income Drawdown explained
The main objectives of phased retirement are to provide greater flexibility and control over the drawing of income from your pension to give greater death benefits than are available under the secured pension route to leave your options open regarding … Continue reading
Posted in Annuity rate, Drawdown, Flexible drawdown, Pension, Uncategorized
Tagged annuity rates, Pension annuity, pension drawdown, pensions, unsecured pension, USP
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Falling annuity rates and no advice
The purchase of an annuity is a one time only deal, you don’t buy annuities everyday and when you do buy one it has to be right, as you cannot undo it, once it’s done its done. As you want … Continue reading
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Annuities, Advised or non-advised?
Is the company you are dealing with offering you a non-advised service? This is a very important consideration when dealing with your retirement money. Would you trust the pension fund you may well have been saving into all your life, … Continue reading
Posted in Annuity rate, Uncategorized
Tagged annuities rates, annuity, annuity rates, Pension annuity, pension drawdown, pensions, unsecured pension, USP
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Impaired-life and Enhanced Annuities
At least a third of us will qualify for a higher income in retirement. The problem is only about 20% of us realise this and therefore are being sold short. You can purchase an annuity that takes into consideration your … Continue reading
Posted in Enhanced annuity, Impaired-life annuity
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What is Phased retirement?
Phased retirement is another way to take benefits from your personal pension, it is, in essence a drawdown plan used in a different way. The main reason for taking a phased income over a traditional annuity is flexibility. It is … Continue reading
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The ABI seeks to make the Open Market Open Compulsory
The Open Market Open gives those about to retire a chance of receiving a higher income than that offered by their existing provider. For years Independent Financial Advisers have been trying to educate those with a pension to shop around … Continue reading
Posted in Open market option, Uncategorized
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What do I do with my small Pension Pot
This is one of the most common questions and unfortunately you may struggle to find an advisor who will help you with your option. Simply from a financial point of view many advisers can’t justify the time spent advising for … Continue reading
Posted in Pension
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