The increasing importance of enhanced annuities

  RetireRight has welcomed a report today by the Pensions Policy Institute on Retirement income and assets: the implications for retirement income of Government policies to extend working lives. It has highlighted the need to incorporate Enhanced Annuities more into…

How to beat the Annuity companies

An annuity can be a very profitable for providers, should the annuitant die within a short period of taking their annuity. It has often been questioned whether annuities are really fit for purpose. Is it fair that the insurance company…

How easy is it to set up an Annuity?

The short answer is ‘Very easy”, and the hardest part is getting the quotes from the providers. So once you have the quotes it’s just a case of sending the correct information to your chosen provider. Step 1: Once you…

Is an annuity right for me?

The traditional way of taking a pension income is to buy an annuity with your pension pot. An annuity is a guarantee of income for life. You lock into a rate at the time you purchase it and this will…

IMF warns retirement age will have to rise

The International Monetary Fund (IMF) has warned that if life expectancy rose by just 3 years across the western world there is a potential pension ticking time bomb. With increasing medical advances and resulting longevity come the cost of funding…
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