Beat GAD rates

Have you been hit by GAD rate reductions, is your drawdown plan coming up for review and you know you will have to take a huge drop in income? With the decreases in gilt rates, quantitative easing and reduction in…

Clarksons Pension Advice

Interesting views from Clarkson and I do agree with him, he will probably die from crashing one of his fancy cars or from alcohol or smoking abuse. Although many of us wont have that early death and its imperative that…

Quick facts about annuities

  You can take up to 25% as a tax free lump sum Lifetime annuities are exactly that – they pay you for the rest of your life, no matter how long you live they may not be guaranteed for…

Annuity alternatives – Drawdown

The main purpose of income drawdown is to help those taking retirement benefits avoid being locked into the current low annuity rates. You can’t chose when you were born and therefore when you retire, so traditionally you had to accept…
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