Increase your drawdown income limits

Many people in drawdown pension plans coming up to reviews have seen their pension income decrease by around 60%. This has been due to drops in gilt rates and the fact the government are now only allowing a 100% income…

How do I find my old pension?

Long gone are the days where people have a job for life. Ten years seems to be a commitment these days and as a result, people pick up many pension schemes throughout their working life. A common fear amongst those…

Drawdown Income could drop by 55%

Anybody currently in drawdown will by now have seen or heard from their adviser that drawdown or GAD rates have dropped significantly. Therefore seeing headlines such as the above will not be happy reading.  MGM Advantage’s Andrew Tully says “customers…

Male annuity rate panic

There has been a significant uptake of men rushing to purchase an annuity before gender equalisation at the end of the year. The clock is ticking before the rule change which will disadvantage men at retirement. This year has possibly…

Pensions in Divorce

What are the options with your pension in divorce? Pension Offsetting Earmarking Pension Sharing Pension offsetting, is quite simple in that you value the pension at the time of divorce, this valuation may be deemed different based on years of…
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