Flexible Drawdown

In the overhaul of pensions in April 2011 the regulators brought in a little known option called Flexible Drawdown. As the name would suggest this is much more flexible than straight forward income drawdown. Income limits are unlimited, you can…

Improvement in Annuity rates

If only but could it happen? Annuity rates are determined by a number of factors; Life Expectancy, mortality rates Gilt yields Market conditions Annuity pricing yield Gender equalisation As medical advances improve, the advantage is we are living longer. The…

November 2012 annuity rate news

Annuity rates have continued to decline this year as the historic slump in rates continues. The latest findings from Retirement Specialists MGM Advantage paints a bleak picture. Conventional annuity rates have fallen a further 2.13% since March 2012 Overall rates…
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