Who offers the best annuity rate?

This is a common question we get asked but there are many variables. It depends on things such as what medical enhancements you may have, to age, where you live and how the value of your fund. If you are…

Smoking – enhanced annuity rates

Smoking affects the amount of income you can obtain from your annuity. In all other manner of insurance it affect it in a negative way however with annuities it’s the opposite. The one thing we can be sure of is…

Can I take my pension early?

This depends on when you think is early, any time from 55 you are legally allowed to take your pension. Anything before age 55 is simply flouting the law so any company or provider that allows you to take money…

What’s happening with annuity rates?

Last year, 2012, saw the biggest annuity rates decline since 1998. The massive annual fall cast an even bigger cloud on an already doomy looking annuity landscape. The past decade has seen a rapid decline in rates catalysed by the…

Annuity Rates in 2013

2012 was an interesting year for annuity rates and like many years before it the trend for the year was for annuity rates to decrease. Much was made of the Gender Directive, which basically meant that Men and Women are…
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