Pension rule changes – Simplified

Pension plans are now more flexible, the government is allowing you access to your money however you want (that’s nice of them seen as it is your money). Ok this does come with a few caveats, you can take as…

Living Life to the full

The following piece was written by an eighty-five-year old man who learned that he had but just a few days to live… “If I had my life to live over again, I’d try to make more mistakes next time. I…

Live your Life in Retirement

You have worked and saved all your life, so now you want to do all those things you put off whilst you didn’t have the time and live the retirement you always dreamed of….. But are things holding you back?…

Free £12,500 from the government

Ok let me show you how, firstly you must have; – £10,000 relevant earnings  – A pension – £10,000 spare, dont worry you get it back… If you put £10,000 in to your pension then you will need a net…

Annuity Rip off

Headlines this week of ‘ Pensioners being burgled by insurers on annuities’ and ‘ Avoid a pension annuity rip off’ don’t give annuities a good name. For what they are an annuity is simple and guaranteed and that is what…

Overseas Pension QROPS

  Moving abroad and retiring abroad are often the top of a list or peoples things to do at Retirement. We can live abroad why can’t we take our pension with us, well with the freedom of trade laws you can…

Which Drawdown plan

Drawdown is complicated enough as there are so many options on how you can set them up. Invariably a drawdown is set up with the help of an adviser, if you are going it alone I question your sanity. The…
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